Personally Provided Information
You do not have to give us personal information to visit our web sites. If you choose to provide us with additional information about yourself we maintain this information until specifically requested by you to delete it or until a reasonable length of time has passed such that the information is no longer needed to serve you. We do not sell, trade, or rent your personally identifiable information to third parties at any time. During your visit to our website(s) we automatically collect and store the following information: the IP address you are using to access the Internet, the date and time of your visit, the pages you visited, and the address of the web site you came from when you came to visit. Unless it is specifically stated otherwise, no additional information will be collected about you.
Children's Privacy
In compliance with the Children's Online Privacy Protection Act (COPPA), momentumhealthbenefits.com and our affiliated websites are not structured to attract children. Accordingly, we do not intend to collect personally identifiable information from anyone we know to be under 13 years of age.
Disclosure
Momentum Health Benefits Agency, LLC and its related websites does not disclose, give, sell or transfer any personal information about our visitors to unrelated third parties, unless required by judicial order or statute. If you supply personal information through an associate or affiliated website, the associate or affiliate may also have access to such information as allowed by law—for example, we do not share Protected Health Information (PHI) with unlicensed affiliates or associates.
Limited Exceptions
Your personal information is transmitted to our vendors or partners only under the following limited circumstances:
Insurance Companies and Licensed Agents: Inquiries and applications for insurance products or requests for quotes may be transmitted to the insurance company that you have chosen, or to a licensed agent of the company for processing. These partners are obligated to maintain your confidentiality, and will only use your information for follow-up on your application, request for information or a quote.
HRA/HSA Trustees and Third Party Administrators: If you express interest in a health savings account (HSA) or healthcare reimbursement account (HRA) vendor with whom we are affiliated, we may disclose information to that trustee or their administrator for follow-up and processing. These affiliates are obligated to maintain your confidentiality, and will only use your information for follow-up on your application or request for information.
Changes to Policies
Our privacy and security policies are reviewed from time to time. Any changes to policies will be posted to our website so users are always aware of how we use the information we collect.
Representations & Warranties
MOMENTUM HEALTH BENEFITS AGENCY, LLC (“MOMENTUM”) makes no representation or warranties of any kind, express or implied, on the information content or operation of this site. MOMENTUM makes no representations concerning the quality of the products of any specific insurers, trustees or third party administrators listed on this site, and information or links to other websites do not constitute a recommendation or endorsement by MOMENTUM or its affiliates.
MOMENTUM’s and its affiliates price estimation tools are verified through extensive testing, and data is reviewed and updated on a regular basis. However these estimates and projections are only intended to be approximate, and can change for a number of reasons, including, but not limited to, changes in rates or additional information collected during the final application and underwriting process.
The content on this site is intended for the use of businesses and their employees who are researching consumer directed healthcare products. Any reproduction, distribution or other use of material from this site for any commercial or non-personal purposes is not permitted.
MOMENTUM and its affiliates gather data from a variety of different sources, public and private. While we strive to provide the most accurate, up-to-date information possible, we can't guarantee that our listings are completely without error. Information provided on this website is courtesy of MOMENTUM and its affiliates. The information is provided on an “as is” and “as available” basis.
MOMENTUM will not be liable for any damages of any kind arising from the use of this site, including, but not limited to, direct, indirect, incidental, punitive or consequential damages.
